Office No. 402, 4th Floor, Marathon Nextgen Campus, Marathon Icon, Ganapatrao Kadam Marg, opposite Peninsula Corporate Park, Lower Parel, Mumbai, Maharashtra 400013
Care Health Insurance and Tata Health Insurance are well-established providers in the Indian health insurance market, offering a variety of plans for individuals, families, and senior citizens. Both insurers aim to provide comprehensive coverage, but they differ in claim settlement ratios, benefits, and customer experiences. Here’s a detailed comparison to help you decide.
Our insurance advisor can provide you with more information about these plans. Based on your requirements, we will send you a customized health insurance quote.
Very Easy 3 step Process
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Comparison Factor
|
Care Health Insurance
|
Tata Health Insurance
|
|---|---|---|
|
Coverage Options
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Comprehensive hospitalization, critical illness, maternity benefits, mental health cover, wellness programs
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Hospitalization, critical illness, maternity benefits, organ donor cover, wellness benefits
|
|
Premium Cost (₹)
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₹7 lakh to 1Cr.
Age - 91 days 18yrs. (Child)
18yrs. to 60yrs. (Adult)
Above 60 (senior citizen)
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₹7 lakh to 1Cr.
Age - 91 days 18yrs. (Child)
18yrs. to 60yrs. (Adult)
Above 60 (senior citizen)
|
|
Claim Settlement Process
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96%
|
99.90%
|
|
Network Hospitals
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10,000+
|
10,000+
|
|
Room Rent Limit
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Covered up to Sum Insured
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Covered up to Sum Insured (flexible options available)
|
|
Add-on Benefits & Riders
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Critical illness cover, maternity benefits, health check-ups, wellness programs
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Critical illness cover, maternity benefits, personal accident cover, wellness benefits
|
|
Digital Claim Tracking
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Available
|
Available
|
|
Customer Reviews
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Positive reviews for inclusive coverage and mental health benefits
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Positive feedback for prompt claim settlements and extended coverage
|
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Benefit
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Care Health Insurance
|
Tata Health Insurance
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|---|---|---|
|
Inpatient Care
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Up to Sum Insured
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Up to Sum Insured
|
|
Eligible Room Category
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Single Private AC (select plans)
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Single Private AC
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|
Pre-hospitalization Expenses
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30 days, Up to Sum Insured
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60 days, Up to Sum Insured
|
|
Post-hospitalization Expenses
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60 days, Up to Sum Insured
|
180 days, Up to Sum Insured
|
|
Alternative Treatments
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Covered under specific plans
|
Covered under specific plans
|
|
Day Care Treatment
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Up to Sum Insured
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Up to Sum Insured
|
|
Home Care / Domiciliary Hospitalization
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Covered
|
Covered
|
|
Organ Donor
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Covered
|
Covered
|
|
Emergency Ambulance
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Covered
|
Covered
|
|
No Claim Bonus
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Up to 50% of Sum Insured
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Up to 10% of Sum Insured
|
|
Vaccination for Animal Bite
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Covered under specific plans
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Covered
|
|
Health Checkup
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Yes
|
Yes
|
|
Advanced Health Check-up
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Available
|
Available
|
|
Personal Accident
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Add-On
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Add-On
|
|
Health Returns
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Available
|
Available
|
|
Co-payment
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No
|
No
|
|
PED Waiting Period
|
36 months
|
24 months
|
|
Modern Treatments
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Yes
|
Yes
|
|
Air Ambulance
|
Add On
|
Add On
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Best For:
Unique Advantages:
The choice between Care Health Insurance and Tata Health Insurance depends on your needs:
Contact us today to learn more about which health insurance plan is best for your needs and budget.
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