Office No. 402, 4th Floor, Marathon Nextgen Campus, Marathon Icon, Ganapatrao Kadam Marg, opposite Peninsula Corporate Park, Lower Parel, Mumbai, Maharashtra 400013
Care Health Insurance and Manipal Cigna Health Insurance are well-established providers offering a variety of health plans to cater to different needs. Both insurers have robust plans with unique benefits, but they differ in their claim settlement ratios, network hospitals, and specific features. Here’s a side-by-side comparison to help you decide which policy aligns best with your requirements.
Our insurance advisor can provide you with more information about these plans. Based on your requirements, we will send you a customized health insurance quote.
Very Easy 3 step Process
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Comparison Factor
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Care Health Insurance
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Manipal Cigna Health Insurance
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|---|---|---|
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Coverage Options
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Comprehensive hospitalization, critical illness, maternity benefits, mental health cover, wellness programs
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Hospitalization, critical illness, maternity benefits, wellness benefits, and advanced health check-ups
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Premium Cost (₹)
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₹7 lakh to 1Cr.
Age - 91 days ti 18yrs. (Child)
18yrs. to 60yrs. (Adult)
Above 60 (senior citizen)
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₹7 lakh to 1Cr.
Age - 91 days ti 18yrs. (Child)
18yrs. to 60yrs. (Adult)
Above 60 (senior citizen)
|
|
Claim Settlement Process
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96%
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98.74%
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Network Hospitals
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10,000+
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10,000+
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Room Rent Limit
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Covered up to Sum Insured
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|
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Add-on Benefits & Riders
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Critical illness cover, maternity benefits, mental health cover, wellness programs
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Critical illness cover, maternity benefits, air ambulance, health check-ups
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Digital Claim Tracking
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Available
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Available
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Customer Reviews
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Positive reviews for inclusive coverage options, especially mental health
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Appreciated for quick claims, flexibility, and customer service
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Benefit
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Care Health Insurance
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Manipal Cigna Health Insurance
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|---|---|---|
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Inpatient Care
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Up to Sum Insured
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Up to Sum Insured
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Eligible Room Category
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Single Private AC (select plans)
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Single Private AC
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Pre-hospitalization Expenses
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30 days, Up to Sum Insured
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30 days, Up to Sum Insured
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Post-hospitalization Expenses
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60 days, Up to Sum Insured
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60 days, Up to Sum Insured
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Alternative Treatments
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Covered under specific plans
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Covered under specific plans
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Day Care Treatment
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Up to Sum Insured
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Up to Sum Insured
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Home Care / Domiciliary Hospitalization
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Covered
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Covered
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Organ Donor
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Covered
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Covered
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Emergency Ambulance
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Covered
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Covered
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No Claim Bonus
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Up to Sum Insured
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Up to Sum Insured
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|
Vaccination for Animal Bite
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Covered under specific plans
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Covered
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Health Checkup
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Yes
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Yes
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Advanced Health Check-up
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Available
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Available
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Personal Accident
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Add-On
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Add-On
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Health Returns
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Available
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Available
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Co-payment
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No
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No
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PED Waiting Period
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36 months
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36 months
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Modern Treatments
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Yes
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Yes
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Air Ambulance
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Add On
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Add On
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Best For:
Unique Advantages:
The decision between Care Health Insurance and Manipal Cigna Health Insurance depends on your specific needs:
Contact us today to learn more about which health insurance plan is best for your needs and budget.
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