Employee Group Health Insurance in India
Affordable Health Coverage That Keeps Your Workforce Protected and Productive
In today’s competitive work environment, offering medical benefits to employees is more than just a perk—it’s a key component of employee retention, productivity, and well-being. BTW IMF helps Indian businesses of all sizes provide affordable, customizable Group Health Insurance plans that protect employees and their families from unexpected medical expenses.
Fast and Reliable
Service
Service
Customize Policy
End to End Claim
Fast and Reliable
Service
Service
Customize Policy
End to End Claim
Expert Guidance
Expert Guidance
Easy Claim Process
Rising Awareness
Expert Guidance
Easy Claim Process
Rising Awareness
Easy Claim Process
What is Employee Group Health Insurance?
Group Health Insurance, also known as Employee Health Insurance, is a single policy purchased by an employer to cover all employees under one plan. It provides hospitalization and healthcare benefits, including COVID-19 coverage, day-care procedures, maternity benefits, and pre-existing disease coverage, depending on the insurer and plan type.
These policies are designed to ensure quick access to medical care for employees without the financial burden of high hospital bills.
Get the Right Group Health Plan for Your Team
Offer your employees the protection they deserve while saving on long-term costs. Contact BTW IMF today for expert advice and competitive Employee Group Health Insurance quotes from top insurers in India.
Key Features of Group Health Insurance Plans
Introduction to Home Insurance in India
What Does Group Health Insurance Cover?
Optional Add-Ons
Why Should Employers Offer Group Health Insurance?
Attract and Retain Talent
Health benefits improve job satisfaction and reduce attrition.
Increase Productivity
Employees with health security are less likely to take long sick leaves.
Affordable Group Rates
Group insurance offers better rates than individual retail policies.
Tax Savings
Premiums paid by employers are tax-deductible as a business expense.
Compliance Advantage
Fulfills obligations under labor laws and HR best practices.
Ready to insure your Employee Health? Contact us today at BTW IMF
and let us find the best plan for you!
Why Buy Through BTW IMF?
Access to India’s top IRDAI-approved insurers
Policy customization based on your HR and budget goals
Employee education and onboarding support
Dedicated account manager and claim assistance
Easy renewals and flexible add-on management
Who Can Buy Group Health Insurance?
- Startups and MSMEs with at least 5–7 employees
- Corporates and IT firms with large employee bases
- Manufacturing units and factories
- Educational institutions, hospitals, and NGOs
- Contractors and businesses employing temporary or seasonal workers
Whether you have 10 or 1,000 employees, BTW IMF can design a group health plan that fits your team size, location, and budget.
Frequently Asked Questions (FAQs)
Most insurers require a minimum of 5–7 employees to issue a group health insurance policy.
Yes. You can cover spouses, children, and even parents, depending on the insurer and chosen policy.
In most group health plans, pre-existing conditions are covered from day one.
Some insurers offer portability to individual health plans under specific conditions at the time of resignation.
Yes, but it depends on the policy design. Maternity cover can be included with or without sub-limits.