Office No. 402, 4th Floor, Marathon Nextgen Campus, Marathon Icon, Ganapatrao Kadam Marg, opposite Peninsula Corporate Park, Lower Parel, Mumbai, Maharashtra 400013
Aditya Birla Health Insurance and Care Health Insurance are prominent health insurance providers in India, each offering a range of plans to suit different customer needs.
Below, we compare these two companies’ health insurance plans based on expert advice and publicly available information.
To receive a customized quote, contact our insurance advisors who can help assess your specific requirements.
Our insurance advisor can provide you with more information about these plans. Based on your requirements, we will send you a customized health insurance quote.
Very Easy 3 step Process
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Comparison Factor
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Aditya Birla Health Insurance
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Care Health Insurance
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|---|---|---|
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Coverage Options
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Comprehensive hospitalization, critical illness, wellness rewards, maternity benefits, annual health check-ups.
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Hospitalization, critical illness, maternity benefits, mental health cover, annual health check-ups.
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Premium Cost (₹)
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₹7 lakh to 1Cr.
Age - 91 days to 18yrs. (Child)
18yrs. to 60yrs. (Adult)
Above 60 (senior citizen)
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₹7 lakh to 1Cr.
Age - 91 days to 18yrs. (Child)
18yrs. to 60yrs. (Adult)
Above 60 (senior citizen)
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Claim Settlement Process
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High claim settlement ratio of 97.97%, in-house claims team, app-based claim tracking for faster processing.
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Quick claim settlement with a 96% claim settlement ratio, digital claims tracking, and in-house processing.
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Network Hospitals
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10,000+
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10,000+
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Room Rent Limit
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Up to sum insured (select plans); flexibility with premium add-ons
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Up to sum insured
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Add-on Benefits & Riders
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Critical illness cover, maternity cover, personal accident cover, wellness benefits for fitness tracking.
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Enhanced maternity cover, mental health cover, critical illness rider, personal accident cover.
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Digital Claim Tracking
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Available
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Available
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Claim Settlement Ratio
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97.97%
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96%
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Customer Reviews
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Positive reviews for wellness rewards, digital claims support, and high settlement ratio.
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Positive reviews for flexible plans, robust digital platform, and customer service.
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Benefit
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Aditya Birla Health Insurance
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Care Health Insurance
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|---|---|---|
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Inpatient Care
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Up to Sum Insured
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Up to Sum Insured
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Eligible Room Category
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Single Private AC (select plans)
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Covered up to Single Private A/C Room
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Pre-hospitalization Expenses
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60 days, Up to Sum Insured
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30 days, Up to Sum Insured
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Post-hospitalization Expenses
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180 days, Up to Sum Insured
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60 days, based on plan
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Alternative Treatments
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Up to Sum Insured
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Limited by plan
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Day Care Treatment
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Up to Sum Insured
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Limited by plan
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Home Care / Domiciliary Hospitalization
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Up to Sum Insured
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Limited by plan
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Organ Donor
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Up to Sum Insured
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Limited by plan
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Emergency Ambulance
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Up to Sum Insured
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Capped per plan
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No Claim Bonus
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Up to 50% additional coverage
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Limited, varies by plan
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Vaccination for Animal Bite
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Not Covered
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Not Covered
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Health Checkup
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Yes
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Yes
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Advanced Health Check-up
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Available
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Not Available
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Personal Accident
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Add-On
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Add-On
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Health Returns
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Available through wellness rewards
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Not Available
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Co-payment
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No
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Required in some plans
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PED Waiting Period
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36 months
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36 months
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Modern Treatments
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Yes
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Yes
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Air Ambulance
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Add On
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Add On
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The choice between Aditya Birla Health Insurance and Care Health Insurance depends on your individual preferences:
Contact us today to learn more about which health insurance plan is best for your needs and budget.
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