Office No. 402, 4th Floor, Marathon Nextgen Campus, Marathon Icon, Ganapatrao Kadam Marg, opposite Peninsula Corporate Park, Lower Parel, Mumbai, Maharashtra 400013
Care Health Insurance and Niva Bupa Health Insurance are prominent providers in India’s health insurance market, offering a range of plans for individuals, families, and senior citizens. While both insurers provide robust coverage options, they vary in claim settlement ratios, hospital networks, additional benefits, and customer reviews. This detailed comparison will guide you in choosing the ideal health insurance plan for your needs.
Our insurance advisor can provide you with more information about these plans. Based on your requirements, we will send you a customized health insurance quote.
Very Easy 3 step Process
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Comparison Factor
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Care Health Insurance
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Niva Bupa Health Insurance
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|---|---|---|
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Coverage Options
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Comprehensive hospitalization, critical illness, maternity benefits, mental health cover, wellness programs
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Hospitalization, critical illness, maternity benefits, organ donor coverage, wellness programs
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|
Premium Cost (₹)
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₹7 lakh to 1Cr.
Age - 91 days 18yrs. (Child)
18yrs. to 60yrs. (Adult)
Above 60 (senior citizen)
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₹7 lakh to 1Cr.
Age - 91 days 18yrs. (Child)
18yrs. to 60yrs. (Adult)
Above 60 (senior citizen)
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|
Claim Settlement Process
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96%
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92.3%
|
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Network Hospitals
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10,000+
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10,000+
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Room Rent Limit
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Covered up to Sum Insured
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Covered up to Sum Insured (flexible options available)
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Add-on Benefits & Riders
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Critical illness cover, maternity benefits, mental health cover, wellness programs, personal accident cover
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Critical illness cover, maternity benefits, wellness benefits, organ donor cover
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|
Digital Claim Tracking
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Available
|
Available
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Customer Reviews
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Positive reviews for inclusive plans and mental health coverage
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Positive feedback for transparency and fast claim process
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Claim Settlement Process
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High claim settlement ratio of 96%, in-house claims team, digital claim tracking
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High claim settlement ratio of 92.3%, in-house claims team, digital claim tracking
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Benefit
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ICICI Health Insurance
|
Bajaj Health Insurance
|
|---|---|---|
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Inpatient Care
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Up to Sum Insured
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Up to Sum Insured
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Eligible Room Category
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Single Private AC (select plans)
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Single Private AC
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Pre-hospitalization Expenses
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30 days, Up to Sum Insured
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30 days, Up to Sum Insured
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Post-hospitalization Expenses
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60 days, Up to Sum Insured
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60 days, Up to Sum Insured
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Alternative Treatments
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Covered under specific plans
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Covered under specific plans
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Day Care Treatment
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Up to Sum Insured
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Up to Sum Insured
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Home Care / Domiciliary Hospitalization
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Covered
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Covered
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Organ Donor
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Covered
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Covered
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Emergency Ambulance
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Covered
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Covered
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No Claim Bonus
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Up to Sum Insured
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Up to Sum Insured
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Vaccination for Animal Bite
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Covered under specific plans
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Covered
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Health Checkup
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Yes
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Yes
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Advanced Health Check-up
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Available
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Available
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Personal Accident
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Add-On
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Add-On
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Health Returns
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Available
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Available
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Co-payment
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No
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No
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PED Waiting Period
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24 months
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24 months
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Modern Treatments
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Yes
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Yes
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Air Ambulance
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Add On
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Add On
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Best For:
Unique Advantages:
The choice between Care Health Insurance and Niva Bupa Health Insurance depends on your priorities:
Contact us today to learn more about which health insurance plan is best for your needs and budget.
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