Table of Contents: Buying health insurance is one of the smartest ways to protect yourself from rising medical costs. However, every policy has a list of exclusions situations, treatments, or conditions it won’t cover. Not knowing these can lead to denied claims and financial surprises. Why Knowing Exclusions Matters When

Table of Contents Summary Cashless Health Insurance allows patients to receive treatment without paying hospital bills upfront. Instead, the insurer directly settles expenses with the hospital. This guide explains how cashless health insurance works, its benefits, limitations, and practical tips for smooth usage during hospitalization. Introduction Medical emergencies bring stress,

Table of Contents Healthcare costs in India are rising rapidly, and even a solid health insurance plan can sometimes fall short during a major medical emergency. Instead of replacing your existing policy, you can boost your coverage with a health insurance top-up a cost-effective add-on that enhances your benefits without

Table of Contents: Many health insurance buyers are surprised when they learn they can’t immediately claim certain benefits. This delay is due to the waiting period — a built-in feature in most health policies. What Is a Waiting Period in Health Insurance? A waiting period is the time span from

Health insurance is one of the few financial products that offers dual benefits — protection against unexpected medical expenses and attractive tax savings under Section 80D of the Income Tax Act. With rising healthcare costs, a well-chosen health policy can secure your family’s well-being while reducing your tax liability by

  Table of Contents:   The Biggest Health Insurance Myth One of the most common misconceptions is that health insurance is only necessary for those with existing health issues. The reality is quite the opposite — the best time to purchase a health insurance policy is when you’re in good