Office No. 402, 4th Floor, Marathon Nextgen Campus, Marathon Icon, Ganapatrao Kadam Marg, opposite Peninsula Corporate Park, Lower Parel, Mumbai, Maharashtra 400013
Niva Bupa and Future Generali are trusted names in the Indian health insurance sector. Both companies provide comprehensive health insurance options but differ in claim settlement ratios, premium structures, and network hospitals. Here’s an in-depth analysis to help you decide which health insurance suits your requirements.
Our insurance advisor can provide you with more information about these plans. Based on your requirements, we will send you a customized health insurance quote.
Very Easy 3 step Process
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Comparison Factor
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Niva Bupa Health Insurance
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Future Generali Health Insurance
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|---|---|---|
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Coverage Options
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Hospitalization, critical illness, maternity benefits, alternative treatments
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Hospitalization, critical illness, maternity benefits, day care treatments
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Premium Cost (₹)
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₹7 lakh to 1Cr.
Age - 91 days 18yrs. (Child)
18yrs. to 60yrs. (Adult)
Above 60 (senior citizen)
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₹7 lakh to 1Cr.
Age - 91 days 18yrs. (Child)
18yrs. to 60yrs. (Adult)
Above 60 (senior citizen)
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Claim Settlement Ratio
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92.3%
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80.5%
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Network Hospitals
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10,000+
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10,000+
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Room Rent Limit
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Covered up to Sum Insured
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Covered up to Sum Insured
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Add-on Benefits & Riders
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Critical illness cover, maternity benefits, air ambulance
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Critical illness cover, maternity benefits, wellness benefits
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Digital Claim Tracking
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Available
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Available
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Customer Reviews
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Positive feedback for affordable premiums and wide network
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Appreciated for customer support and basic health coverage plans
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Benefit
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Niva Bupa Health Insurance
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Future Generali Health Insurance
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|---|---|---|
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Inpatient Care
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Up to Sum Insured
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Up to Sum Insured
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Eligible Room Category
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Single Private AC
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Single Private AC
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Pre-hospitalization Expenses
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30 days, Up to Sum Insured
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30 days, Up to Sum Insured
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Post-hospitalization Expenses
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60 days, Up to Sum Insured
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60 days, Up to Sum Insured
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Alternative Treatments
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Covered under specific plans
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Covered under specific plans
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Day Care Treatment
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Up to Sum Insured
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Up to Sum Insured
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Home Care / Domiciliary Hospitalization
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Covered
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Covered
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Organ Donor
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Covered
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Covered
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Emergency Ambulance
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Covered
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Covered
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No Claim Bonus
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Up to Sum Insured
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Up to Sum Insured
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Vaccination for Animal Bite
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Covered under specific plans
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Covered under specific plans
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Health Checkup
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Yes
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Yes
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Advanced Health Check-up
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Available
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Available
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Personal Accident
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Add-On
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Add-On
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Health Returns
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Available
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Available
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Co-payment
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No
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Yes (depending on plan type)
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PED Waiting Period
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36 months
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36 months
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Modern Treatments
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Yes
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Yes
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Air Ambulance
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Add On
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Add On
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Best For:
Unique Advantages:
Your choice between Niva Bupa Health Insurance and Future Generali Health Insurance depends on your priorities:
Contact us today to learn more about which health insurance plan is best for your needs and budget.
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