Office No. 402, 4th Floor, Marathon Nextgen Campus, Marathon Icon, Ganapatrao Kadam Marg, opposite Peninsula Corporate Park, Lower Parel, Mumbai, Maharashtra 400013
Niva Bupa and Tata Health Insurance are two renowned providers offering excellent health insurance plans in India. While both prioritize customer satisfaction and coverage, they vary significantly in claim settlement ratios, premium costs, and additional benefits. Here’s a comprehensive comparison to help you choose the best health insurance plan.
Our insurance advisor can provide you with more information about these plans. Based on your requirements, we will send you a customized health insurance quote.
Very Easy 3 step Process
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Comparison Factor
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Niva Bupa Health Insurance
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Tata Health Insurance
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|---|---|---|
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Coverage Options
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Hospitalization, critical illness, maternity benefits, alternative treatments
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Hospitalization, critical illness, maternity benefits, OPD cover, wellness programs
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Premium Cost (₹)
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₹7 lakh to 1Cr.
Age - 91 days 18yrs. (Child)
18yrs. to 60yrs. (Adult)
Above 60 (senior citizen)
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₹7 lakh to 1Cr.
Age - 91 days 18yrs. (Child)
18yrs. to 60yrs. (Adult)
Above 60 (senior citizen)
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|
Claim Settlement Ratio
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92.3%
|
99.9%
|
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Network Hospitals
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10,000+
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10,000+
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Room Rent Limit
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Covered up to Sum Insured
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Covered up to Sum Insured
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Add-on Benefits & Riders
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Critical illness cover, maternity benefits, air ambulance
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Critical illness cover, maternity benefits, wellness benefits
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Digital Claim Tracking
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Available
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Available
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Customer Reviews
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Praised for affordable premiums and wide network
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Appreciated for superior claim ratio and modern treatment coverage
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Benefit
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Niva Bupa Health Insurance
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Tata Health Insurance
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|---|---|---|
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Inpatient Care
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Up to Sum Insured
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Up to Sum Insured
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Eligible Room Category
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Single Private AC
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Single Private AC
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Pre-hospitalization Expenses
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30 days, Up to Sum Insured
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30 days, Up to Sum Insured
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Post-hospitalization Expenses
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60 days, Up to Sum Insured
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60 days, Up to Sum Insured
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|
Alternative Treatments
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Covered under specific plans
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Covered under specific plans
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Day Care Treatment
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Up to Sum Insured
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Up to Sum Insured
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Home Care / Domiciliary Hospitalization
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Covered
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Covered
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Organ Donor
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Covered
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Covered
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Emergency Ambulance
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Covered
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Covered
|
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No Claim Bonus
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Up to Sum Insured
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Up to Sum Insured
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|
Vaccination for Animal Bite
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Covered under specific plans
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Covered
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Health Checkup
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Yes
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Yes
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Advanced Health Check-up
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Available
|
Available
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Personal Accident
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Add-On
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Add-On
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Health Returns
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Available
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Available
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Co-payment
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No
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No
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PED Waiting Period
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36 months
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36 months
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Modern Treatments
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Yes
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Yes
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Air Ambulance
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Add On
|
Add On
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Best For:
Unique Advantages:
The decision between Niva Bupa Health Insurance and Tata Health Insurance depends on your priorities:
Contact us today to learn more about which health insurance plan is best for your needs and budget.
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