Why Choose Us
Group Health Insurance in India
Affordable Medical Coverage for Teams, Institutions, and Workforces
Medical costs are rising every year, and offering health insurance to employees is no longer optional—it’s a business essential. A well-designed Group Health Insurance policy not only improves employee satisfaction but also enhances productivity and retention. BTW IMF helps companies, schools, hospitals, and NGOs design flexible, cost-effective group health plans tailored to their team’s needs and size.
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What is Group Health Insurance?
Group Health Insurance is a health insurance policy that provides coverage to a group of individuals under a single master policy. Typically bought by employers for employees, this plan can also be extended to family members and is popular among corporates, MSMEs, and institutions.
These policies are designed to offer medical coverage for hospitalization, surgeries, day-care procedures, maternity benefits, and critical illness treatment—usually from day one, without long waiting periods.
Key Features of Group Health Insurance Plans
Insurance is subject to the terms and conditions of the policy. Please read the policy document carefully before making a purchase
Who Can Buy Group Health Insurance?
Startups and MSMEs with 5+ employees
Large corporates and IT companies
Schools, colleges, and universities
Hospitals and healthcare providers
NGOs and trusts
Contract staffing and gig platforms
Whether you have 10 employees or 10,000, a group health policy helps you manage healthcare risks and costs more efficiently.
Benefits of Group Health Insurance for Employers
Get a Custom Group Health Plan That Fits Your Team
Provide your team with healthcare coverage that shows you care. Connect with BTW IMF today to compare the best Group Health Insurance plans and get expert advice to protect your people and your profits.
Ready to insure your Health? Contact us today at BTW IMF
and let us find the best plan for you!
What Is Covered?
- Hospitalization expenses (room, ICU, surgery)
- Pre- and post-hospitalization care (usually 30/60 days)
- Day-care procedures (e.g., cataract, dialysis)
- Ambulance charges
- Maternity and newborn expenses (optional)
- COVID-19 hospitalization
- Pre-existing diseases
- AYUSH treatment (in select plans)
Add-On Riders & Customization Options
- Corporate floater for team-wide usage
- Top-up for higher individual coverage
- Personal accident cover
- Critical illness rider
- OPD cover (consultations & diagnostics)
- Health check-ups
Why Choose BTW IMF?
Get quotes from India’s top IRDAI-approved insurers
Customized plans for your industry and workforce profile
Fast policy setup and seamless documentation
Dedicated account manager and onboarding support
Claim assistance and renewal tracking
Frequently Asked Questions (FAQs)
Most insurers offer group health plans for 5–7 employees or members. Larger groups get better rates and more features.
Yes. You can include parents, spouses, and children in the plan—either paid by the employer or as employee-paid options.
No. Most group health insurance plans offer Day 1 coverage for all illnesses, including pre-existing conditions.
Yes. Some insurers allow porting to an individual retail health plan after resignation, subject to terms.
Yes. Most insurers provide a dashboard or report with usage data for HR or admin review.