Commercial Insurance in India

Comprehensive Coverage for Your Business Operations, Assets, and Liabilities

Every commercial enterprise, whether a shop, warehouse, clinic, or office, faces daily operational risks. BTW IMF offers flexible Commercial Insurance plans that protect your property, employees, machinery, and legal standing from unforeseen events. With rising risk exposure in today’s market, securing your commercial operations is no longer optional—it’s essential.

Fast and Reliable
Service
Customize Policy
End to End Claim
Fast and Reliable
Service
Customize Policy
End to End Claim
Expert Guidance
Expert Guidance
Easy Claim Process
Rising Awareness
Expert Guidance
Easy Claim Process
Rising Awareness
Easy Claim Process
What is Commercial Insurance?

Commercial Insurance is a broad term that covers various types of insurance policies designed to protect businesses and commercial property. These policies shield your enterprise from property damage, theft, liability claims, equipment breakdowns, and interruptions in business activity.

Whether you run a small retail outlet or a multi-location corporate office, commercial insurance safeguards your operations against financial setbacks.

Get the Right Commercial Insurance Plan for Your Business

Talk to our insurance experts to understand your risk exposure and get the right coverage at the best premium. BTW IMF offers hassle-free consultations and transparent service.

Key Coverages Under Commercial Insurance
Commercial Property Insurance : Protects your building, furniture, inventory, signage, and equipment from losses caused by fire, flood, earthquakes, vandalism, or theft.
Office Package Policy : A bundled product that includes property cover, burglary, liability, and employee accident insurance. Ideal for offices, shops, showrooms, and clinics.
Machinery Breakdown Insurance : Ensures compensation in case of sudden mechanical or electrical breakdown of installed machinery or equipment essential to your operations.
Burglary and Theft Insurance : Provides coverage for loss or damage caused by forced entry or theft from the insured premises.
Money Insurance : Protects against loss of money while in transit or at your business premises.
Electronic Equipment Insurance : Covers accidental damage to computers, servers, scanners, and other IT infrastructure—critical for businesses relying on technology.
Business Interruption Insurance : Covers financial losses due to temporary closure of your business premises caused by a covered peril, ensuring continuity of income.
Commercial General Liability (CGL) : Protects against third-party claims involving bodily injury, property damage, or legal costs arising from your business activities.

Insurance is subject to the terms and conditions of the policy. Please read the policy document carefully before making a purchase

Why Choose BTW IMF for Commercial Insurance?
Industry-Specific Packages

Choose plans that match your sector—retail, manufacturing, hospitality, IT, healthcare, and more.

Flexible Sum Insured Options

Tailored to your business size and asset value.

Expert Claim Assistance

Our team ensures prompt support during claim filing and documentation.

Trusted Insurance Partners

Policies from top IRDAI-approved insurers in India.

Who Needs Cyber Insurance?
Who Should Buy Commercial Insurance?

Whether you’re a business owner with a single unit or multiple outlets, commercial insurance is your safety net against unpredictable losses.

Ready to insure your Commercial Insurance? Contact us today at BTW IMF
and let us find the best plan for you!
Frequently Asked Questions (FAQs)

Business insurance is a broad term, while commercial insurance focuses on property, liability, and operational risks specific to commercial premises.

Yes, fire and allied perils are typically included in commercial property or office package policies.

Yes, BTW IMF offers tailored commercial insurance packages that fit your unique business profile.

Yes, both owned and leased properties can be covered under commercial insurance, depending on the policy terms.

Licensed By

IRDA Number:
IMF074901202406490
IRDAI Logo
ARN-282372
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Startup India - Certificate No:
DIPP144064
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