Cyber Insurance in India
Protect Your Business and Personal Data from Digital Threats
As India rapidly moves towards digitalization, the risk of cyber threats like hacking, phishing, data theft, and ransomware attacks has grown significantly. Whether you’re a business owner, freelancer, or an individual who shops or transacts online, Cyber Insurance helps protect you from financial losses arising due to cyber incidents. BTW IMF offers expert assistance in selecting cyber insurance plans that defend against both personal and business-level cyber risks.
Fast and Reliable
Service
Service
Customize Policy
End to End Claim
Fast and Reliable
Service
Service
Customize Policy
End to End Claim
Expert Guidance
Expert Guidance
Easy Claim Process
Rising Awareness
Expert Guidance
Easy Claim Process
Rising Awareness
Easy Claim Process
What is Cyber Insurance?
Cyber Insurance is a specialized insurance policy designed to protect individuals and businesses against losses resulting from cyberattacks, data breaches, and other digital threats. It covers costs like data recovery, legal expenses, customer notification, reputational loss, and even extortion payments demanded by hackers.
Cyber insurance is now critical for businesses handling customer data, using online payment systems, or storing sensitive internal data on digital platforms.
Stay Safe in the Digital World
Don’t let a cyberattack wipe out your savings or disrupt your business. Get expert advice and choose a Cyber Insurance policy from BTW IMF today—so you can browse, transact, and operate online with confidence.
What Does Cyber Insurance Cover?
For Individuals
Financial loss from phishing or fraudulent transactions
Unauthorized online fund transfers
Identity theft and misuse of personal data
Cyberbullying, defamation, and harassment
Malware attacks, ransomware losses
Data restoration and IT support services
Legal fees and advisory
For Businesses
Data breach and customer notification costs
Loss of revenue due to system downtime (business interruption)
Cyber extortion and ransomware payouts
Legal and regulatory fines
Digital asset restoration and IT forensics
Third-party liability (if customer/vendor data is compromised)
PR and crisis communication support
Insurance is subject to the terms and conditions of the policy. Please read the policy document carefully before making a purchase
Why is Cyber Insurance Important?
Rising cases of phishing, ransomware, identity theft, and data leaks in India
High cost of IT recovery, customer compensation, and legal compliance
Reputational damage can lead to revenue loss and customer distrust
Increasing legal requirements for data privacy and security under laws like the DPDP Act
Cyber risks are not covered by traditional liability or business insurance
Who Needs Cyber Insurance?
For Individuals
- Online banking and UPI users
- Frequent online shoppers and social media users
- Freelancers or remote workers using cloud platforms
- Anyone using personal devices for financial transactions
For Businesses
- E-commerce websites
- Financial service providers, NBFCs, and fintechs
- IT/ITES and SaaS companies
- Educational institutions and healthcare providers
- Any organization handling customer data or digital assets
Ready to insure your Cyber Insurance? Contact us today at BTW IMF
and let us find the best plan for you!

Why Choose BTW IMF for Cyber Insurance?
Compare plans from top IRDAI-approved insurers
Assistance in selecting personal or commercial cyber cover
Quick and easy policy issuance
Guidance for filing claims and cyber incident reporting
Customized solutions based on digital risk profile and data exposure
Frequently Asked Questions (FAQs)
No, it is not mandatory. However, it is strongly recommended, especially for businesses that handle sensitive data or operate online.
Yes. Individual cyber insurance policies are available and cover online fraud, phishing, data theft, and more.
Yes. Most policies cover ransomware-related losses, including extortion payments, subject to policy limits.
Yes, in most business policies, legal defense costs and crisis management support are included.
- Internal employee fraud (unless extended)
- Loss of future profits
- Intentional data disclosure
- Prior known incidents before policy start date
- Internal employee fraud (unless extended)