Buy Home Insurance in India
🏠Protect Your House and Belongings from Unforeseen Losses
Your home is more than just a building—it’s your biggest investment and a place filled with memories, valuables, and comfort. Yet, it remains vulnerable to risks such as fire, theft, earthquakes, floods, and accidental damage. BTW IMF offers comprehensive Home Insurance solutions that help you secure your property and household items from unexpected losses and emergencies.
Fast and Reliable
Service
Service
Customize Policy
End to End Claim
Fast and Reliable
Service
Service
Customize Policy
End to End Claim
Expert Guidance
Expert Guidance
Easy Claim Process
Rising Awareness
Expert Guidance
Easy Claim Process
Rising Awareness
Easy Claim Process
What is Home Insurance?
Home Insurance is a type of property insurance policy that provides financial protection against damage or loss to the structure of your home, as well as the contents inside. It covers risks such as fire, burglary, natural disasters, and man-made hazards.
Whether you own a flat, independent house, or live in a rented property, home insurance ensures peace of mind and financial stability in times of crisis.
Secure Your Home Today
Don’t leave your home vulnerable to accidents and disasters. Speak with a BTW IMF advisor and get a Home Insurance plan that suits your needs and budget. Fast policy issuance and expert support guaranteed.
Key Features and Benefits​
Introduction to Home Insurance in India
What is Covered?
What is Not Covered?
Insurance is subject to the terms and conditions of the policy. Please read the policy document carefully before making a purchase
Types of Home Insurance Policies
Building Insurance (Structure Only)
Covers the physical structure of your house—including walls, roof, flooring, and fixtures—against risks like fire, earthquake, flood, and storms.
Contents Insurance (Household Items)
Provides coverage for appliances, furniture, electronics, jewelry, and other valuables against theft, burglary, fire, or accidental damage.
Comprehensive Home Insurance
Combines both structure and contents cover under a single policy. Ideal for homeowners looking for full-spectrum protection.
Tenant’s Insurance
Suitable for individuals living in rented properties. Covers the personal belongings of the tenant, while the building remains under the owner’s responsibility.
Ready to insure your Home? Contact us today at BTW IMF
and let us find the best plan for you!
Why Choose BTW IMF for Home Insurance?
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Compare and buy policies from top IRDAI-registered insurers
Customize coverage based on your home’s value and location risk
Expert guidance for choosing right sum insured
Dedicated support during claim filing and follow-up
Transparent pricing and flexible renewal options
Who Should Buy Home Insurance?
- Apartment owners
- Independent house owners
- Tenants looking to protect personal belongings
- Landlords securing rental properties
- People living in flood, earthquake, or theft-prone areas
If you want long-term protection for your home and valuables, home insurance is one of the smartest financial decisions you can make.
Frequently Asked Questions (FAQs)
No, it’s not mandatory but highly recommended—especially if you live in areas prone to natural disasters or theft.
 It depends on the built-up area, location, construction type, home contents value, and selected coverage.
 Yes. You can choose a contents-only policy if you live in a rented house or don’t own the structure.
Notify your insurer immediately, take photos of the damage, file a police FIR (if applicable), and submit required documents. BTW IMF will assist you throughout the claim process.