Office No. 402, 4th Floor, Marathon Nextgen Campus, Marathon Icon, Ganapatrao Kadam Marg, opposite Peninsula Corporate Park, Lower Parel, Mumbai, Maharashtra 400013
Tata Health Insurance and Aditya Birla Health Insurance are both popular choices in India’s health insurance market. While both providers offer comprehensive coverage options and additional benefits, they differ in their claim settlement ratios, network hospitals, and unique features. Here’s a detailed comparison to help you choose the right plan for your needs.
Our insurance advisor can provide you with more information about these plans. Based on your requirements, we will send you a customized health insurance quote.
Very Easy 3 step Process
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Comparison Factor
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Tata Health Insurance
|
Aditya Birla Health Insurance
|
|---|---|---|
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Coverage Options
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Hospitalization, maternity benefits, critical illness cover, health check-ups
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Comprehensive coverage, chronic disease management, mental health care
|
|
Premium Cost (₹)
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₹7 lakh to 1Cr.
Age - 91 days ti 18yrs. (Child)
18yrs. to 60yrs. (Adult)
Above 60 (senior citizen)
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₹7 lakh to 1Cr.
Age - 91 days ti 18yrs. (Child)
18yrs. to 60yrs. (Adult)
Above 60 (senior citizen)
|
|
Claim Settlement Ratio
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99.90%
|
97.97%
|
|
Network Hospitals
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10,000+
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10,000+
|
|
Room Rent Limit
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Covered up to Sum Insured
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Covered up to Sum Insured
|
|
Critical illness cover, maternity benefits, personal accident cover, wellness programs
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Critical illness cover, chronic disease care, mental health benefits, and wellness programs
|
|
|
Digital Claim Tracking
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Available
|
Available
|
|
Customer Reviews
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Positive reviews for quick claim settlement and affordability
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Highly rated for chronic care management and wellness benefits
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|
Claim Settlement Process
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High claim settlement ratio of 99.90%, in-house claims team, digital claim tracking
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High claim settlement ratio of 97.97%, in-house claims team, digital claim tracking
|
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Benefit
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Tata Health Insurance
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Aditya Birla Health Insurance
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|---|---|---|
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Inpatient Care
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Up to Sum Insured
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Up to Sum Insured
|
|
Eligible Room Category
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Single Private AC or shared accommodation (select plans)
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Single Private AC or higher
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Pre-hospitalization Expenses
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30 days, Up to Sum Insured
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30 days, Up to Sum Insured
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|
Post-hospitalization Expenses
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60 days, Up to Sum Insured
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60 days, Up to Sum Insured
|
|
Alternative Treatments
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Covered under specific plans
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Covered under specific plans
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|
Day Care Treatment
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Up to Sum Insured
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Up to Sum Insured
|
|
Home Care / Domiciliary Hospitalization
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Covered
|
Covered
|
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Organ Donor
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Covered
|
Covered
|
|
Emergency Ambulance
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Covered
|
Covered
|
|
No Claim Bonus
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Up to Sum Insured
|
Up to Sum Insured
|
|
Vaccination for Animal Bite
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Not Covered
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Covered
|
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Health Checkup
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Yes
|
Yes
|
|
Advanced Health Check-up
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Available
|
Available
|
|
Personal Accident
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Add-On
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Add-On
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|
Health Returns
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Available
|
Available
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Co-payment
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Optional
|
Optional
|
|
PED Waiting Period
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24 months
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24 months
|
|
Modern Treatments
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Yes
|
Yes
|
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Air Ambulance
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Available as Add-On
|
Available as Add-On
|
Best For:
Unique Advantages:
The choice between Tata Health Insurance and Aditya Birla Health Insurance depends on your specific requirements:
Contact us today to learn more about which health insurance plan is best for your needs and budget.
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