Buy Term Life Insurance in India
Affordable Life Cover That Secures Your Family’s Future
Protect yourself and your family with comprehensive health coverage. Get insured online in minutes with cashless treatment at 10,000+ hospitals nationwide!
Fast and Reliable
Service
Service
Customize Policy
End to End Claim
Fast and Reliable
Service
Service
Customize Policy
End to End Claim
Expert Guidance
Expert Guidance
Easy Claim Process
Rising Awareness
Expert Guidance
Easy Claim Process
Rising Awareness
Easy Claim Process
What is Term Life Insurance?
Term Life Insurance is a pure protection plan that provides financial compensation (called a death benefit) to the nominee in case the policyholder passes away during the policy term. It is one of the most affordable ways to secure your family’s future against income loss, debts, or ongoing financial responsibilities.
Unlike savings or investment plans, term insurance focuses entirely on providing maximum life cover at the lowest possible cost.
Secure Your Family’s Future Today
Don’t wait to protect what matters most. Speak to a BTW IMF advisor today and get the best Term Life Insurance policy suited to your age, income, and family’s needs.
Introduction to Term Life Insurance in India
Key Features of Term Life Insurance
Insurance is subject to the terms and conditions of the policy. Please read the policy document carefully before making a purchase
Benefits of Buying Term Insurance
Financial Security for Your Family
Your nominee receives a lump sum to cover living expenses, education, loans, or retirement needs in your absence.
Low Premium for High Coverage
A 30-year-old non-smoker can get ₹1 crore cover for as low as ₹500–700 per month, depending on insurer and health profile.
Critical Illness & Accidental Death Riders
Enhance your cover with optional benefits like critical illness, permanent disability, or accidental death protection.
Peace of Mind
Term plans remove the worry of “what if something happens tomorrow” by securing your dependents with guaranteed protection.
Ready to insure your Term Life? Contact us today at BTW IMF
and let us find the best plan for you!
Who Should Buy Term Life Insurance?
Riders/Add-Ons You Can Opt For
Critical Illness Cover
Pays a lump sum on diagnosis of serious illnesses
Accidental Death Benefit
Extra sum insured in case of accidental death
Waiver of Premium
Premiums waived off in case of disability
Return of Premium (ROP)
Get all premiums back if you survive the policy term (optional)
Why Buy Term Insurance Through BTW IMF?
Frequently Asked Questions (FAQs)
The earlier you buy, the lower the premium. Most people benefit from purchasing term insurance between ages 25 to 35.
Experts suggest 10 to 15 times your annual income, or enough to clear loans and cover your family’s living and future expenses.
Standard term plans don’t offer maturity benefits. You can opt for a Return of Premium (ROP) plan if you want premium refund on survival.
It depends on the insurer, age, and cover amount. Most insurers require medical screening for high sum assured policies.
No. Death benefits under term plans are tax-free under Section 10(10D), subject to conditions.